Chapter eight talks about how the U.S. and how they
have three economic accesses to health services. The three economic accesses to
health service are Medicare, Medicaid and private health insurance. Medicare is
where for selected groups only. They are for the elderly and disabled who are
eligible for social security. Medicaid is for children and adults who need help
when it comes to insurance. Private health insurance is where an employer
provides for their workers. These three economic accesses do not “fit” together
but they do help people in today’s society. Social workers can help people
understand what the protocol is when it comes to health insurance. I believe
that if you have a medical social worker there at hospitals to explain
insurance to the patients then it will clear a lot of questions that they might
have. One thing that is not fair is that
not everyone can afford insurance and sometimes people have a hard time to be
seen by a doctor because they do not have insurance. More people are becoming
uninsured and health care cost is becoming more and more expensive. It is
really sad in my opinion. One good direction we could do is to make sure we
inform everyone on how to live a healthy lifestyle and try to exercise when
they can. That can help them by not getting sick as often. Hopefully one day we
will have a society where everyone was eligible for health care and we can all
make sure that everyone gets the help that they need.
Fort Cowles, L. A. (2003). Social Work in the Health
Field: A Care Perspective (2nd Ed.) Binghamton, NY: The Haworth Press.
This chapter opens my eyes on Medicare, Medicaid and private health insurance which I have been confused since I came to the United States. Yes, it really is a sad thing that more people become uninsured and health care cost is expensive day by day. We have to appreciate the role of social workers who are giving their time and life to improve our life-style or to be more comfortable for the sick people. I also hope for the better health care in which everybody can afford for their health for life and get the best care until their last moment.
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