Chapter 8 discusses the strengths and problems of the health
care system featured in the United States. The health care system is made up of
many attributes that are beneficial but also have flaws at times. Three of the biggest
systems that make up the United State’s health care system are Medicare and Medicaid
and private health insurance. Medicare is, “amounts to national health
insurance for selected groups, elderly and disabled who are eligible for Social
Security, as well as persons who are medially dependent upon expensive renal
dialysis treatments for survival as a result of end-stage renal disease that is
financed from employee payroll taxes” (Cowles, p.319). Medicaid is just the
opposite and is mostly for children or adults who need the extra help. It is a
government program which is financed by the state. Along with these a private
health insurance is the insurance supplied by an employer to their worker.
Although these three systems help out so many and are great programs, they do
not “fit” together or cover every person with insurance. The costs of these
programs vary. Every year it is mostly changed and depends on the type of
insurance that is provided and how much it is put to use. Controlling health
care costs is a big goal for the United States and is why a reform has been put
to place. “Managed care has emerged in the United States as one method to
control health care costs…” (Cowles, p.332). Managed care is a cluster of health
service systems who try to control the costs throughout the health care system.
In my opinion, the United States has good intentions on health care systems,
but it seems like there is always more problems and confusing with ours than
needed to be. I feel like new trends need to be added.
Resource:
Cowles, L. A. F. (Ed.). (2003). Social work in the health
field: A care perspective. (2nd ed.) Binghamton, NY: The Haworth Press.
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